Group

Commitments, Obligations & Objectives

Published on:

21 October, 2025

Commitments, Obligations & Shared Objectives

At CrediaBank, our commitments express our intention to actively contribute to the UN Sustainable Development Goals (SDGs) and to promote a responsible and sustainable banking operation.

Our obligations are shaped by the European and national regulatory and supervisory frameworks, such as the Climate Law, the CSRD Directive, the ESRS standards, and the requirements of the Single Supervisory Mechanism (SSM), which place ESG risk management at the core of banking supervision.

Furthermore, we participate in the Sustainability, Green Banking & Corporate Governance Coordinating Committee of the Hellenic Bank Association, and we are also members of CSR Hellas (the Hellenic Network for Corporate Social Responsibility).

The Group consistently incorporates these requirements through the development of policies, risk assessment, and transparent annual progress reporting.

 

Our Objectives

At CrediaBank, our objectives are defined based on the Double Materiality Assessment, identifying the issues most significant to our operations and impact, as recognized by all our stakeholders. These include:

E1: Climate Change Mitigation

E1: Climate Change Adaptation

E1: Energy Efficiency and Use of Renewable Sources

S1: Working Conditions

S1: Equal Treatment & Opportunities / Zero Discrimination

S4: Clear & Responsible Communication and Consumer Protection

G1: Anti-Corruption and Anti-Bribery

G1: Protection of Whistleblowers

Our objectives are measurable and fully integrated into the Group’s strategy.

They evolve through continuous dialogue with employees, clients, investors, social stakeholders, and supervisory authorities — because sustainability is a shared responsibility for all of us.